Individuals
PRIVATE WEALTH SERVICES FOR INDIVIDUALS
“Humans have a strong desire to be part of a group. That desire makes us susceptible to fads, fashions and idea contagions.” – Michael Mauboussin, Author, Professor and Investment Strategist
“The investor’s chief problem – and even their worst enemy – is likely to be themselves.” – Ben Graham, Father of Value Investing and Warren Buffet’s Mentor
At FSA Investment Group (FSA), we provide a comprehensive, customized approach to investment management and the framework for our clients to be successful achieving their investment goals. The most critical role we, as an investment advisor, serve to our clients is our strategic consistency and unwavering investment philosophy. During the ebbs and flows of a market cycle, many emotions can drive people to make unthoughtful and irrational financial decisions. Our job is to stand firm in our approach and utilize our skills to find opportunity amongst volatility. To accomplish this goal, we utilize the following process:
- Understand the specific needs, goals and objectives of our clients (client expectations)
- Create an Investment Policy Statement to capture client expectations
- Develop the proper asset allocation model designed to meet client goals and minimize risk
- Engage investment-committee approved managers and implement diversified passive solutions, or individual security strategies
- Monitor the capital markets and investments for opportunities
- Utilize tactical shifts in the portfolio to take advantage of over and undervalued markets
- Communicate & report quarterly, but remain focused on the long-term nature of investing
Other services we offer
- Location Optimization (Tax-efficient portfolios)
- Customized reporting solutions
- Aggregation for outside assets
- Cash management services
- Risk management/hedging services
- Financial planning
As value investors we expect to protect the downside while capturing a substantial amount of the upside returns. Value investing requires a disciplined approach of purchasing investments at market or below market value and not over paying for investments. That same discipline will protect our clients from holding a portfolio of overvalued, risky assets.
